Braven Health℠ - Horizon Blue Cross Blue Shield of New Jersey (2024)

HearUSA manages the annual routine hearing exam and hearing aid benefits provided to patients.

For Braven Health Medicare Advantage PPO plans, HearUSA:

  • Is the exclusive INN provider for annual routine hearing exams (CPT® code 92257), fitting/evaluation for a hearing aid (HCPCS code V5010), and hearing aids.
  • Is the exclusive provider for hearing aids.
  • Processes claims on our behalf for Braven Health Medicare Advantage PPO plans.

Members and providers may call HearUSA at 1-855-825-4706 to verify benefits, find a convenient HearUSA network provider location, and/or schedule services to be provided at a HearUSA network location.

HearUSA is not responsible for managing diagnostic hearing and balance evaluations to determine if a patient needs medical treatment. Braven Health consumer and group members can visit Braven Health network providers (e.g., physician, audiologist or other qualified provider) for these diagnostic exams. Braven Health members can visit OON providers for this service, but will incur higher out-of-pocket costs.

Coverage Details and Claim Submission Details

Members obtain INN services from a HearUSA Center or a network HearUSA provider.

  • Braven Health Consumer Members

    1. The annual routine hearing exam (CPT code 92257) should be performed by a HearUSA network audiologist.

    2. Consumer members may see audiologists outside of the HearUSA network for the annual routine hearing exam ONLY, but they will incur higher out-of-pocket costs.

    3. Hearing aids and fittings/evaluations for hearing aids are only covered when obtained from a HearUSA network provider (audiologist or hearing aid specialist/dispenser).

  • Braven Health Group Members

    1. The annual routine hearing exam (CPT code 92257) should be performed by a HearUSA network audiologist.

    2. Group members may see audiologists outside of the HearUSA network for the annual routine hearing exam, a fitting/evaluation for a hearing aid, and hearing aids.

    3. Braven Health group members have a $1,250 allowance toward the purchase of hearing aids from either an INN HearUSA provider OR an OON provider. However, members will get the most out of their benefit by using a HearUSA network provider.

HearUSA Claim Submissions

Submit claims for the annual routine hearing exams (CPT 92257), or fitting/evaluation for a hearing aid (HCPCS V5010), by secure email to HearUSA at networkclaims@hearusa.com or mail to:

  • HearUSA Network Claims
    PO Box 31927
    West Palm Beach, FL 33420

Claims for diagnostic hearing and balance evaluations to determine if a patient needs medical treatment should be submitted to Braven Health.

Braven Health Claim Submissions

Submit claims electronically to Braven Health using Payer ID 84367 or mail to:

  • Braven Health
    PO Box 820
    Newark NJ, 07101-0820

Hearing Aid Benefit Summary For Consumer Members

No reimbursem*nt will be provided for hearing aids obtained outside of the HearUSA network.

Members must have a valid prescription for the hearing aid(s).

Braven Health consumer members pay a flat copay for hearing aids from HearUSA network hearing providers only:

  • $299 copay per ear for a Value Technology hearing aid. Ideal for people who lead a quiet lifestyle.
  • $599 copay per ear for an Advance Technology hearing aid. Well-suited for moderately active individuals.
  • $1199 copay per ear for a Premium technology hearing aid. The best choice for more active and busy individuals.

Hearing aid purchase includes:

  • 60-day trial period
  • Three-year extended warranty
  • First year of follow-up provider visits
  • First year supply of batteries for non-rechargeable models

Hearing Aid Benefit Summary for Group Members

Members must be encouraged to call HearUSA to find an INN provider to purchase and repair hearing aids. Although group members are able to obtain hearing aids from INN or OON providers, they get the most out of their benefit by using HearUSA network providers.

Members must have a valid prescription for the hearing aid(s).

Services Never Covered Under the Hearing Benefit

The following services are never covered:

  • Hearing aids obtained from OON providers (applies to Braven Health consumer members only.)
  • Over-the-counter hearing aids, which are hearing aids obtained without a valid prescription and that do not require an audiologist or hearing aid specialist to fit them to the member's ear(s). This applies to both Braven Health consumer and group members.

The information provided here is not intended to replace or modify the terms, conditions, limitations, and exclusions contained within health, dental or vision benefit plans issued or administered by Horizon BCBSNJ. In the event of a conflict between the information contained in this document and the member's plan documents, the member's plan documents shall control.

Audiology Distribution, LLC, doing business as HearUSA and HearUSA centers are independent from and not affiliated with Braven Health or Horizon Blue Cross Blue Shield of New Jersey. HearUSA administers hearing benefits and provides related products and services through their network of independently practicing audiologists, hearing care professionals and company-owned hearing centers for eligible Braven Health members.

Braven Health℠  -  Horizon Blue Cross Blue Shield of New Jersey (2024)

FAQs

Is Braven Health the same as Blue Cross Blue Shield? ›

Braven Health is a Blue Cross® Blue Shield® Medicare Advantage plan created from a partnership of three New Jersey health care leaders: Hackensack Meridian Health, Horizon Blue Cross Blue Shield of New Jersey and RWJBarnabas Health.

Is Braven Health the same as Horizon? ›

Braven Health was born from a partnership with Horizon Blue Cross Blue Shield of New Jersey, Hackensack Meridian Health and RWJBarnabas Health.

Is Braven a good plan? ›

Braven Health offers $0-premium PPO plans, but the out-of-pocket maximums are relatively high. Braven Health Medicare Advantage plans received a star rating of 3.5, which is below the industry average of 4.04.

What is Blue Cross Blue Shield called in New Jersey? ›

Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) - NJ Health Insurance & Healthcare Provider.

Who owns Braven Healthcare? ›

(Newark, NJ, May 13, 2021)— Braven Health℠ — the first and only New Jersey Medicare company jointly owned and operated by New Jersey's largest and most trusted health insurer, Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) and two of the state's leading health systems, Hackensack Meridian Health and ...

Is there a deductible for Braven health insurance? ›

Annual Medical Deductible $0 per year Maximum Out-of-Pocket Responsibility (does not include prescription drugs) • $6,500 per year for services you receive from in-network providers.

Does Braven Health have out of network benefits? ›

Our Plans. With $0 premium options, low out-of-pocket costs and flexible out-of-network benefit options, we can help find the right plans for your needs and budget.

Is BCBS NJ the same as Horizon? ›

Headquartered in Hopewell, NJ, Horizon NJ Health is wholly owned by Horizon Blue Cross Blue Shield of New Jersey.

Who are Horizon Blue Cross Blue Shield competitors? ›

Horizon Blue Cross Blue Shield of New Jersey competitors include Cigna HealthSpring, UnitedHealth Group and Aetna. Horizon Blue Cross Blue Shield of New Jersey ranks 4th in CEO Score on Comparably vs its competitors.

How long has Braven been around? ›

Braven began in 2013 as a pilot with 17 students at San José State University. In the decade since, we have grown to serve 7,400+ Fellows at seven schools across five regions nationwide.

What is Braven rated? ›

What does Braven Smart Card cover? ›

The Braven Health Smart Card gives members easy access to their extra benefits allowances for things like eligible over-the-counter products, fitness equipment and more.

Which health insurance is best in NJ? ›

MoneyGeek's top pick for the best health insurance in New Jersey is Aetna CVS Health. This provider offers four Silver EPO plans. Its average plan rate is $424 per month, and the average MOOP cost for these plans is $8,850. Aetna CVS Health provides Silver EPO plans.

Is Horizon NJ Health HMO or PPO? ›

Welcome to Horizon HMO! Your Horizon HMO plan provides you with access to safe and effective care through many programs and services and a large network of participating physicians, facilities and other health care professionals.

Does Horizon NJ Health cover dental implants? ›

Comprehensive Dental Benefits

The following covered services require Prior Authorization: crowns, bridges, full dentures, partial dentures, gum treatments, root canals, surgical extractions, complex oral surgery, implants when medically necessary to support a complete denture, and orthodontics.

What is the difference between BCBS and Blue Shield? ›

Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States.

What is the difference between BCBS and United Healthcare? ›

Both Blue Cross Blue Shield Medicare Advantage and UnitedHealthcare Medicare Advantage offer HMO and PPO plans, but Blue Cross Blue Shield stands out for its PFFS plans while UnitedHealthcare distinguishes itself with its SNP plans.

References

Top Articles
Latest Posts
Article information

Author: Trent Wehner

Last Updated:

Views: 5668

Rating: 4.6 / 5 (76 voted)

Reviews: 83% of readers found this page helpful

Author information

Name: Trent Wehner

Birthday: 1993-03-14

Address: 872 Kevin Squares, New Codyville, AK 01785-0416

Phone: +18698800304764

Job: Senior Farming Developer

Hobby: Paintball, Calligraphy, Hunting, Flying disc, Lapidary, Rafting, Inline skating

Introduction: My name is Trent Wehner, I am a talented, brainy, zealous, light, funny, gleaming, attractive person who loves writing and wants to share my knowledge and understanding with you.